Welcome to the website of the International Widows and Orphans Foundation (IWOF.ca). By accessing or using this website, you agree to be bound by the following Terms and Conditions. If you do not agree with any part of these terms, please do not use this site.

1. About Us

IWOF is a registered Canadian charity dedicated to supporting widows, orphans, and vulnerable communities. We operate entirely through volunteers to ensure that 100% of your donations (minus unavoidable payment processing fees) go directly toward our charitable projects.

Our contact information can be found at:
? https://www.iwof.ca/contact/

You may also email us directly at info@iwof.ca

2. Charitable Donations & Tax Receipts

All donations made through IWOF.ca are considered charitable gifts under Canadian law.

• IWOF is a registered charity with the Canada Revenue Agency (CRA).
• You will receive an official tax receipt for your donation.
• Tax receipts are typically issued electronically. If you need a paper copy, please contact us.
• All donations are non-refundable, except in the case of technical error or fraud.

3. Privacy

We are committed to protecting your privacy.

• Any personal information collected (e.g. name, email, donation details) will be used only for the purposes of processing your donation, issuing tax receipts, or sending updates if you opt in.
• We do not sell, rent, or trade your information with third parties.
• For more details, see our full Privacy Policy.

4. Website Use

All content on this website, including text, images, logos, and design, is the property of IWOF or used with permission.

• You may view, share, or link to our content for non-commercial purposes, provided proper credit is given.
• You may not copy, modify, or reuse our content for commercial purposes without express written consent.

5. Third-Party Links

This site may include links to other websites for your convenience. IWOF is not responsible for the content or privacy practices of external sites.

6. Payment Security

Donations made through our site are securely processed using third-party payment providers. We do not store your full credit card information. All transactions are encrypted and follow industry-standard security protocols.

7. Disclaimer

While we do our best to keep the website up to date, we cannot guarantee the accuracy, completeness, or timeliness of all content. All use of the site is at your own risk.

8. Changes

IWOF may update these Terms and Conditions from time to time. The latest version will always be posted on this page with the effective date.